MBNA True Line Gold Mastercard®
- Low annual interest rate of 8.99% on purchases as well as balance transfers and access cheques
- Annual fee of $39; upto 9 additional authorized users with no additional fee
- 7 types of insurance included
- 24×7 protection against fraud
- Significant savings for people who carry debt on Credit Cards
Specification: MBNA True Line Gold Mastercard®
Last Updated on March 23, 2021 by Borche Stefanov
At the interest rate of 8.99% available on purchases, balance transfers and access cheques, you are likely to save more than the $39 fee you pay annually. Besides, there is no fee for the 9 additional cards that can be issued.
The rate goes up to 24.99% for cash advances.
What you don’t get with this Card is rewards for purchases.
This card includes 7 different types of insurance. You can get emergency card replacement in 7 to 10 days. Cash advances are available internationally and you save with Avis and Budget car rentals.
The Card has a Zero Liability protection (conditions applicable) and comes with a Chip and PIN (personal identification number) security where the 4-digit PIN is a code known only to you.
Card Details Overview:
|Interest Rate Promo||NA|
|Balance Transfer Rate||8.99%|
|Balance Transfer Rate Promo||NA|
|Cash Advance Rate||24.99%|
|Cash Advance Rate Promo||NA|
|Card Best Suited For||People who carry debt on Credit Cards|
|Reward Type||NA – No reward earnings on purchases|
|Signup/ Welcome Bonus Offer||NA|
Card Best Suited For
If you carry debt on your Credit Card, this one is for you, especially if you also travel and could do with additional travel insurance. With an interest rate as low as 8.99% for purchases and balance transfers, you are likely to save more than the $39- annual fee you pay for the Card. Getting this Card and transferring balances on other Cards would be the immediate action recommended.