Best Variable Mortgage Rates in Canada

Variable mortgage rates change depending on the fluctuation and volatility of the prime rates set by the Bank of Canada. Variable mortgage rates are usually lower than the fixed mortgage rates but it involves a certain amount of risk as rates may fluctuate based on the Prime rate and sometimes the payments could be much higher than you have anticipated. However, on the positive side, you may also save much interest considering the fluctuation are minimal.

Filter

Showing all 23 results

UNIQ Rate – 5-year Variable Mortgage Rate – Conventional

UNIQ Rate – 5-year Variable Mortgage Rate – Conventional

April 9, 2021 , ,

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: UNIQ Rate – 5-year Variable Mortgage Rate – Conventional

Rate Term

5-Year-Variable
Rate Type

Closed
Prepayment

20% / 20%
Mortgage Type

Conventional
Province

ON
Rate Hold Until

90 Days
Down Payment Required

20% or More
Featured!
1.35%
×

UNIQ Rate - 5-year Variable Mortgage Rate - Conventional

1.35%

Rate Term 5-Year-Variable
Closed
Mortgage Type 20% or More
Conventional
Prepayment 20% / 20%
-

New Lock this rate form

Name(Required)
Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0
UNIQ Rate – 5-year Variable Mortgage Rate – High Ratio

UNIQ Rate – 5-year Variable Mortgage Rate – High Ratio

April 9, 2021 , ,

Rate Hold: 90 Days
Down Payment: Less Than 20%

Specification: UNIQ Rate – 5-year Variable Mortgage Rate – High Ratio

Rate Term

5-Year-Variable
Rate Type

Closed
Prepayment

20% / 20%
Mortgage Type

High Ratio
Province

ON
Rate Hold Until

90 Days
Down Payment Required

Less Than 20%
Featured!
1.20%
×

UNIQ Rate - 5-year Variable Mortgage Rate - High Ratio

1.20%

Rate Term 5-Year-Variable
Closed
Mortgage Type Less Than 20%
High Ratio
Prepayment 20% / 20%
-

New Lock this rate form

Name(Required)
Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0
HSBC 5-year Variable Mortgage Rate – High-Ratio

HSBC 5-year Variable Mortgage Rate – High-Ratio

April 7, 2021 , ,

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: HSBC 5-year Variable Mortgage Rate – High-Ratio

Rate Term

5-Year-Variable
Rate Type

Closed
Prepayment

20% / 20%
Mortgage Type

Conventional
Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK
Rate Hold Until

90 Days
Down Payment Required

20% or More
1.34%
×

HSBC 5-year Variable Mortgage Rate - High-Ratio

1.34%

Rate Term 5-Year-Variable
Closed
Mortgage Type 20% or More
Conventional
Prepayment 20% / 20%
-

New Lock this rate form

Name(Required)
Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0
UNIQ Rate – 5-year Variable Mortgage Rate – Conventional

UNIQ Rate – 5-year Variable Mortgage Rate – Conventional

April 9, 2021 , ,

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: UNIQ Rate – 5-year Variable Mortgage Rate – Conventional

Rate Term

5-Year-Variable
Rate Type

Closed
Prepayment

20% / 20%
Mortgage Type

Conventional
Province

ON
Rate Hold Until

90 Days
Down Payment Required

20% or More
Featured!
1.35%
×

UNIQ Rate - 5-year Variable Mortgage Rate - Conventional

1.35%

Rate Term 5-Year-Variable
Closed
Mortgage Type 20% or More
Conventional
Prepayment 20% / 20%
-

New Lock this rate form

Name(Required)
Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0
Meridian 5-year Variable Closed Mortgage Rate

Meridian 5-year Variable Closed Mortgage Rate

April 7, 2021 , ,

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: Meridian 5-year Variable Closed Mortgage Rate

Rate Term

5-Year-Variable
Rate Type

Closed
Prepayment

20% / 20%
Mortgage Type

Conventional
Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK
Rate Hold Until

90 Days
Down Payment Required

20% or More
1.35%
×

Meridian 5-year Variable Closed Mortgage Rate

1.35%

Rate Term 5-Year-Variable
Closed
Mortgage Type 20% or More
Conventional
Prepayment 20% / 20%
-

New Lock this rate form

Name(Required)
Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0
motusbank 5-year Variable Mortgage Rate

motusbank 5-year Variable Mortgage Rate

April 7, 2021 , ,

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: motusbank 5-year Variable Mortgage Rate

Rate Term

5-Year-Variable
Rate Type

Closed
Prepayment

20% / 20%
Mortgage Type

Conventional
Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK
Rate Hold Until

90 Days
Down Payment Required

20% or More
1.70%
×

motusbank 5-year Variable Mortgage Rate

1.70%

Rate Term 5-Year-Variable
Closed
Mortgage Type 20% or More
Conventional
Prepayment 20% / 20%
-

New Lock this rate form

Name(Required)
Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0
RBC 5-year Variable Mortgage Rate

RBC 5-year Variable Mortgage Rate

April 7, 2021 , ,

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: RBC 5-year Variable Mortgage Rate

Rate Term

5-Year-Variable
Rate Type

Closed
Prepayment

20% / 20%
Mortgage Type

Conventional
Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK
Rate Hold Until

90 Days
Down Payment Required

20% or More
1.90%
×

RBC 5-year Variable Mortgage Rate

1.90%

Rate Term 5-Year-Variable
Closed
Mortgage Type 20% or More
Conventional
Prepayment 20% / 20%
-

New Lock this rate form

Name(Required)
Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0
Innovation Credit Union 5-Year Variable Mortgage Rate

Innovation Credit Union 5-Year Variable Mortgage Rate

April 7, 2021 , ,

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: Innovation Credit Union 5-Year Variable Mortgage Rate

Rate Term

5-Year-Variable
Rate Type

Closed
Mortgage Type

Conventional
Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK
Rate Hold Until

90 Days
Down Payment Required

20% or More
1.99%
×

Innovation Credit Union 5-Year Variable Mortgage Rate

1.99%

Rate Term 5-Year-Variable
Closed
Mortgage Type 20% or More
Conventional
Prepayment -
-

New Lock this rate form

Name(Required)
Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0
BMO 5-Year Variable-Closed Mortgage Rate

BMO 5-Year Variable-Closed Mortgage Rate

April 7, 2021 , ,

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: BMO 5-Year Variable-Closed Mortgage Rate

Rate Term

5-Year-Variable
Rate Type

Closed
Mortgage Type

Conventional
Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK
Rate Hold Until

90 Days
Down Payment Required

20% or More
2.45%
×

BMO 5-Year Variable-Closed Mortgage Rate

2.45%

Rate Term 5-Year-Variable
Closed
Mortgage Type 20% or More
Conventional
Prepayment -
-

New Lock this rate form

Name(Required)
Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0
BMO 5-year Variable Mortgage Rate – High-Ratio

BMO 5-year Variable Mortgage Rate – High-Ratio

April 7, 2021 , ,

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: BMO 5-year Variable Mortgage Rate – High-Ratio

Rate Term

5-Year-Variable
Rate Type

Closed
Prepayment

20% / 20%
Mortgage Type

Conventional
Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK
Rate Hold Until

90 Days
Down Payment Required

20% or More
2.45%
×

BMO 5-year Variable Mortgage Rate - High-Ratio

2.45%

Rate Term 5-Year-Variable
Closed
Mortgage Type 20% or More
Conventional
Prepayment 20% / 20%
-

New Lock this rate form

Name(Required)
Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0
CIBC 3-year Variable Mortgage Rate

CIBC 3-year Variable Mortgage Rate

April 7, 2021 , ,

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: CIBC 3-year Variable Mortgage Rate

Rate Term

3-Year-Variable
Rate Type

Closed
Prepayment

20% / 20%
Mortgage Type

Conventional
Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK
Rate Hold Until

90 Days
Down Payment Required

20% or More
2.45%
×

CIBC 3-year Variable Mortgage Rate

2.45%

Rate Term 3-Year-Variable
Closed
Mortgage Type 20% or More
Conventional
Prepayment 20% / 20%
-

New Lock this rate form

Name(Required)
Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0
CIBC 5-year Variable Mortgage Rate

CIBC 5-year Variable Mortgage Rate

April 7, 2021 , ,

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: CIBC 5-year Variable Mortgage Rate

Rate Term

5-Year-Variable
Rate Type

Closed
Prepayment

20% / 20%
Mortgage Type

Conventional
Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK
Rate Hold Until

90 Days
Down Payment Required

20% or More
2.45%
×

CIBC 5-year Variable Mortgage Rate

2.45%

Rate Term 5-Year-Variable
Closed
Mortgage Type 20% or More
Conventional
Prepayment 20% / 20%
-

New Lock this rate form

Name(Required)
Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0
RBC 5-Year Variable-Open Mortgage Rate

RBC 5-Year Variable-Open Mortgage Rate

April 7, 2021 , ,

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: RBC 5-Year Variable-Open Mortgage Rate

Rate Term

5-Year-Variable
Rate Type

Open
Mortgage Type

Conventional
Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK
Rate Hold Until

90 Days
Down Payment Required

20% or More
2.50%
×

RBC 5-Year Variable-Open Mortgage Rate

2.50%

Rate Term 5-Year-Variable
Open
Mortgage Type 20% or More
Conventional
Prepayment -
-

New Lock this rate form

Name(Required)
Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0
TD Canada Trust 5-year Variable Mortgage Rate

TD Canada Trust 5-year Variable Mortgage Rate

April 7, 2021 , ,

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: TD Canada Trust 5-year Variable Mortgage Rate

Rate Term

5-Year-Variable
Rate Type

Closed
Prepayment

20% / 20%
Mortgage Type

Conventional
Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK
Rate Hold Until

90 Days
Down Payment Required

20% or More
2.60%
×

TD Canada Trust 5-year Variable Mortgage Rate

2.60%

Rate Term 5-Year-Variable
Closed
Mortgage Type 20% or More
Conventional
Prepayment 20% / 20%
-

New Lock this rate form

Name(Required)
Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0
TD Canada Trust 5-Year Variable-Open Mortgage Rate

TD Canada Trust 5-Year Variable-Open Mortgage Rate

April 7, 2021 , ,

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: TD Canada Trust 5-Year Variable-Open Mortgage Rate

Rate Term

5-Year-Variable
Rate Type

Open
Mortgage Type

Conventional
Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK
Rate Hold Until

90 Days
Down Payment Required

20% or More
2.60%
×

TD Canada Trust 5-Year Variable-Open Mortgage Rate

2.60%

Rate Term 5-Year-Variable
Open
Mortgage Type 20% or More
Conventional
Prepayment -
-

New Lock this rate form

Name(Required)
Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0
Scotiabank 5-year Variable Mortgage Rate

Scotiabank 5-year Variable Mortgage Rate

April 7, 2021 , ,

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: Scotiabank 5-year Variable Mortgage Rate

Rate Term

5-Year-Variable
Rate Type

Closed
Prepayment

20% / 20%
Mortgage Type

Conventional
Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK
Rate Hold Until

90 Days
Down Payment Required

20% or More
2.65%
×

Scotiabank 5-year Variable Mortgage Rate

2.65%

Rate Term 5-Year-Variable
Closed
Mortgage Type 20% or More
Conventional
Prepayment 20% / 20%
-

New Lock this rate form

Name(Required)
Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0
Scotiabank 3-year Variable Mortgage Rate

Scotiabank 3-year Variable Mortgage Rate

April 7, 2021 , ,

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: Scotiabank 3-year Variable Mortgage Rate

Rate Term

3-Year-Variable
Rate Type

Closed
Prepayment

20% / 20%
Mortgage Type

Conventional
Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK
Rate Hold Until

90 Days
Down Payment Required

20% or More
3.35%
×

Scotiabank 3-year Variable Mortgage Rate

3.35%

Rate Term 3-Year-Variable
Closed
Mortgage Type 20% or More
Conventional
Prepayment 20% / 20%
-

New Lock this rate form

Name(Required)
Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0
HSBC 3-year Variable Mortgage Rate

HSBC 3-year Variable Mortgage Rate

April 7, 2021 , ,

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: HSBC 3-year Variable Mortgage Rate

Rate Term

3-Year-Variable
Rate Type

Closed
Prepayment

20% / 20%
Mortgage Type

Conventional
Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK
Rate Hold Until

90 Days
Down Payment Required

20% or More
3.95%
×

HSBC 3-year Variable Mortgage Rate

3.95%

Rate Term 3-Year-Variable
Closed
Mortgage Type 20% or More
Conventional
Prepayment 20% / 20%
-

New Lock this rate form

Name(Required)
Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0
BMO 3-year Variable Mortgage Rate

BMO 3-year Variable Mortgage Rate

April 7, 2021 , ,

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: BMO 3-year Variable Mortgage Rate

Rate Term

3-Year-Variable
Rate Type

Open
Prepayment

20% / 20%
Mortgage Type

Conventional
Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK
Rate Hold Until

90 Days
Down Payment Required

20% or More
4.15%
×

BMO 3-year Variable Mortgage Rate

4.15%

Rate Term 3-Year-Variable
Open
Mortgage Type 20% or More
Conventional
Prepayment 20% / 20%
-

New Lock this rate form

Name(Required)
Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0
CIBC 5-Year Variable-Open Mortgage Rate

CIBC 5-Year Variable-Open Mortgage Rate

April 7, 2021 , ,

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: CIBC 5-Year Variable-Open Mortgage Rate

Rate Term

5-Year-Variable
Rate Type

Open
Mortgage Type

Conventional
Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK
Rate Hold Until

90 Days
Down Payment Required

20% or More
4.25%
×

CIBC 5-Year Variable-Open Mortgage Rate

4.25%

Rate Term 5-Year-Variable
Open
Mortgage Type 20% or More
Conventional
Prepayment -
-

New Lock this rate form

Name(Required)
Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0
motusbank 5-Year Variable-Open Mortgage Rate

motusbank 5-Year Variable-Open Mortgage Rate

April 7, 2021 , ,

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: motusbank 5-Year Variable-Open Mortgage Rate

Rate Term

5-Year-Variable
Rate Type

Open
Mortgage Type

Conventional
Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK
Rate Hold Until

90 Days
Down Payment Required

20% or More
4.45%
×

motusbank 5-Year Variable-Open Mortgage Rate

4.45%

Rate Term 5-Year-Variable
Open
Mortgage Type 20% or More
Conventional
Prepayment -
-

New Lock this rate form

Name(Required)
Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0
Meridian 5-year Variable Open Mortgage Rate

Meridian 5-year Variable Open Mortgage Rate

April 7, 2021 , ,

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: Meridian 5-year Variable Open Mortgage Rate

Rate Term

5-Year-Variable
Rate Type

Open
Prepayment

20% / 20%
Mortgage Type

Conventional
Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK
Rate Hold Until

90 Days
Down Payment Required

20% or More
4.45%
×

Meridian 5-year Variable Open Mortgage Rate

4.45%

Rate Term 5-Year-Variable
Open
Mortgage Type 20% or More
Conventional
Prepayment 20% / 20%
-

New Lock this rate form

Name(Required)
Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0
motusbank 5-year fixed Mortgage Rate – High-Ratio

motusbank 5-year fixed Mortgage Rate – High-Ratio

April 7, 2021 , ,

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: motusbank 5-year fixed Mortgage Rate – High-Ratio

Rate Term

5-Year-Fixed
Rate Type

Closed
Prepayment

20% / 20%
Mortgage Type

Conventional
Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK
Rate Hold Until

90 Days
Down Payment Required

20% or More
4.59%
×

motusbank 5-year fixed Mortgage Rate - High-Ratio

4.59%

Rate Term 5-Year-Fixed
Closed
Mortgage Type 20% or More
Conventional
Prepayment 20% / 20%
-

New Lock this rate form

Name(Required)
Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0
Scotiabank 5-Year Variable-Open Mortgage Rate

Scotiabank 5-Year Variable-Open Mortgage Rate

April 7, 2021 , ,

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: Scotiabank 5-Year Variable-Open Mortgage Rate

Rate Term

5-Year-Variable
Rate Type

Open
Mortgage Type

Conventional
Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK
Rate Hold Until

90 Days
Down Payment Required

20% or More
5.75%
×

Scotiabank 5-Year Variable-Open Mortgage Rate

5.75%

Rate Term 5-Year-Variable
Open
Mortgage Type 20% or More
Conventional
Prepayment -
-

New Lock this rate form

Name(Required)
Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0

OfferHub – Only The Best Offers. 

Get the Best deals on everything and save thousands and even earn cashback.

Sign Up for Weekly Newsletter

Get The Best Deals & Offers straight to your inbox

Register New Account
Reset Password
OfferHub
Logo