How To Apply for the New CRB (Canada Recovery Benefit) of $2000/Month After CERB

Applying for the Canada Recovery Benefit

With the Canada Emergency Response Benefit (CERB) expiring at the end of September, many Canadians still affected by the coronavirus are wondering what’s next. The Canadian government has revamped the Employment Insurance (EI) program and instituted a new benefits program called the Canada Recovery Benefit (CRB).

What is the Canada Recovery Benefit?

The CRB will take over from CERB in providing $500 per week for a maximum of 26 weeks to those who are not eligible for EI, such as self-employed and gig economy workers. This results in a total of $13,000 to eligible applicants between September 27th of 2020 and September 25th of 2021. This benefit applies to those who are working reduced hours due to the pandemic or who are unable to work entirely. The Canada Recovery Caregiving Benefit (CRCB) is a subsidiary clause of the CRB that provides $500 per week to those who must stay at home to take care of their children due to daycare or school closures or homeschooling initiatives. A third provision of the CRB, the Canada Recovery Sickness Benefit (CRSB), will provide a maximum of $1000 to sick workers who do not have access to paid sick leave from an employer. The program will launch on September 27th of this year and will last for one year. While many CERB recipients can transfer to the revamped EI system, many gig workers, freelancers, and self-employed persons do not qualify for EI. The CRB is designed for these workers and is expected to cost at least $22 billion.

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How to Apply For CRB

As with CERB, you can apply for the CRB through your CRA My Account portal. You will be required to apply every 2 weeks and continue to confirm that you meet all of the eligibility requirements. It is important to remember that you must be actively seeking employment to remain eligible for CRB payments. You will not need a medical certificate when applying for the CRSB, but you must have missed at least 60% of your weekly duties to be eligible. For the CRCB, you can apply after the period in which you meet all of the requirements, and remember, only one member from each household can claim this benefit in any period. You must meet a certain list of qualifications to be able to apply for the Canada Recovery Benefit, some of which can be found below:
  • Must be a resident of Canada and at least 15 years of age
  • Must have earned at least $5000 in 2019 or 2020
  • Have a valid SIN
  • Be employed or self-employed prior to applying for CRB
  • Have not voluntarily quit your job
  • Are working but your income is significantly reduced due to coronavirus
  • Have stopped working due to the pandemic but are actively seeking work
And a few other requirements depending on if you are applying for the Canada Recovery Caregiving Benefit or the Canada Recovery Sickness Benefit. A full list of qualifications is listed on the CRA website and will be listed again during your application process through your CRA account.

Can I Work While Receiving CRB Payments?

While the government does want to encourage people to return to work as soon as they can, they also understand that it is impossible for many people, so you are allowed to work and earn an income while receiving this benefit. You can earn up to $38,000 in employment income and still be eligible for CRB payments. Once you hit that threshold, you will have to pay back any excess income at a rate of $0.50 for every dollar in employment or self-employment income.
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