Cheap Prepaid and Pay As You Go Cell Phone Plans

A prepaid plan requires you to make regular upfront payments for using your mobile phone service, unlike postpaid plans where you need to make payments at the end of your specified billing period. Perhaps the best thing about prepaid plans is that they are convenient and have a range of expiry periods from as little as 10 days up to 365 days! The majority of the prepaid plans, however, have an expiry period of 30 days.

Offerhub’s List of the Top 10 Prepaid Cell Phone Carriers in Canada

These are some popular prepaid cell phone providers in Canada: 

Best Prepaid Mobile Plan 

If you want to choose a prepaid plan for your mobile phone, look no further than our prepaid mobile phone plan comparison page. This table can help you compare the different available prepaid plans in Canada. You can also adjust your search criteria and find a plan that best suits your needs. 

Here are our Top Picks

0

4G LTE Network  

Messages: Unlimited

Specification: Rogers Wireless – Pay as you go – $35 Talk & Text plan

Minutes 150 Mins
Mobile Data 0 Mb
Plan Type Prepaid
Additional Minutes $0.30/minute
Messaging Unlimited
Mobile Data Speed 4G LTE
Prepaid
$35.00

+ $10 Upfront

0

4G LTE Network  

Messages: Unlimited

Specification: Bell Mobility – Prepaid Voice Plans – 100 minutes + unlimited texting

Minutes 100 Mins
Mobile Data 0 Mb
Plan Type Prepaid
Additional Minutes $0.30/minute
Messaging Unlimited
Data Details + 100 MB data/mo. for 12 months with an allowance top-up option
Mobile Data Speed 4G LTE
Prepaid
$20.00
0

4G LTE Network  

Messages: Unlimited

Specification: Fido – Prepaid – Talk & Text – 250 Canada-wide minutes

Minutes 250 Mins
Mobile Data 0 Mb
Additional Minutes $0.30/minute
Messaging Unlimited
Mobile Data Speed 4G LTE
Plan Type Prepaid
Province AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK
Prepaid
$30.00
0

No credit checks and no fixed-term contracts. 4G LTE Network  

Messages: Unlimited

Specification: Koodo Mobile – Prepaid – 500 MB of data, Unlimited messaging

Minutes 0 Mins - Pay As You Go
Mobile Data 0.50 Gb (500 MB)
Messaging Unlimited
Data Details Additional data $10/100 MB
Additional Minutes $0.60/Minute
Mobile Data Speed 4G LTE
Plan Type Prepaid
Province AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK
Prepaid
$25.00

+ $30 Upfront

0

Special Offer: Save $2 every 30 days with AutoPay Reward + Get free 2GB data add-on, free 500 minutes international calling and a chance to win an Amazon Gift card 3G Network  

Messages: Unlimited

Specification: Public Mobile – 100 minutes Canada-wide talk

Minutes 100 Mins
Mobile Data 0.25 Gb (250 MB)
Messaging Unlimited
Data Details Data at 3G speed with AutoPay
Province AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK
Mobile Data Speed 3G
Plan Type No Contract - Monthly Billed
No Contract - Monthly Billed
$15.00

Per 30 Days with AutoPay + $10 Upfront

0

3G Network  

Messages: Unlimited Canada

Specification: Lucky Mobile – 100 Minutes Canada-wide Calling Plan

Minutes 100 Mins
Mobile Data 0.25 Gb (250 MB)
Network Bell
Messaging Unlimited Canada
Mobile Data Speed 3G
Plan Type No Contract - Monthly Billed
Province AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK
No Contract - Monthly Billed
$15.00

But Why Should I Choose a Prepaid Mobile Plan?

Still, thinking whether or not prepaid plans are an excellent choice? You’ve got to read this. One of the key benefits of choosing a prepaid plan is that you can control your mobile spending. Simply put, you cannot use more than the allowed limit of data usage or the number of calls and texts. And if you want to use more data or dial more calls from your phone, you will have to pay first. This is way better than a postpaid cell plan because unexpected bills will never hit you. 

 

Another reason most customers prefer prepaid plans is that the length of your plan only defines your commitment to the service provider. For example, if your prepaid plan has a 30-day expiry, you can quickly jump to a new service provider or choose a different plan while retaining your existing mobile number at the end of the 30 days. You may need to purchase a SIM card for the new provider, though. It is seen that having a prepaid plan is more economical compared to a postpaid plan in the long run. Yes, the total cost of buying a prepaid plan and a handset for 24 months is cheaper than a postpaid deal for the same period. Don’t forget to check out our prepaid mobile plan comparison table to find a deal that suits your preference and budget. 

Should I Choose a Prepaid Cell Phone Plans?

Prepaid mobile plans are an excellent choice, but there are a few disadvantages and the first one being ‘fixed value.’ If you consume the recharge amount before the end of the expiry period, your service provider will cut off your calls, texts and data usage until you spend more money, i.e. get a full recharge. While most plans have an expiry period of 30 days, some plans last for only 28 days. Make sure you read the plan details because not all prepaid plans are created alike.

Plans that offer long expiry periods provide more significant benefits in the long run, but they might have higher data usage, calling or text message rates. Some customers are not particularly impressed with the expensive data usage rates offered by prepaid plans. While this isn’t true for all plans, you should do your research. 

Do I get a Phone with My Prepaid Plan?

Well, the answer sadly is no. Prepaid plans are intended for customers who already own a phone. However, if you do want a headset with your prepaid plan, you have to pay its entire cost upfront. Having said this, you would also come across headsets that are marketed as ‘prepaid phones.’ In this case, a cheap handset is locked to a given service provider, so if you do want to change your plan or switch to a new service, all you have to do is pay the unlocking fee and use the headset. 

Other great benefits of a Prepaid Cell Phone Plan in Canada are:

  • Flexible plan with access to some great features such as voicemail, call display, call waiting, etc.
  • Credits can be applied to more than just voice calls, can also apply to text and the internet.
  • No locked in a contract that you can end at any time
  • Little or no activation fees (usually this is charged at a store and if you sign up online)
  • No Credit Check required
  • Most prepaid cell phone providers offer no charge for incoming calls or texts

Disadvantages of a prepaid cell phone plan

The downside of a prepaid cell phone is you pay more peruse, and it can really cause havoc to your day if you desperately need to make a phone call, and you are at a loss for minutes. If you talk on the phone a lot or use it for the internet and texts, this plan may not be for you. Prepaid requires you to purchase a phone, and if you’re low on money, your cell phone choices are limited.

The Idea Sounds Good, but How Should I Compare Prepaid Plans?

The answer might be a bit more complicated than a simple comparison.

Recharge Cost

It makes sense to use more flexible prepaid plans that allow you to change your recharge amount without any penalty or compromise in service. You also need to keep a close eye on the minimum recharge amount that is required in order to maintain your phone service.

Data Usage, Text Message and Call Charges

Different prepaid plans come with different data, call and text message charges. Similarly, you can find plans that offer unlimited texts/calls for a fixed amount of data. If you’re a heavy mobile user, you can consider investing in a plan that offers plenty of data with unlimited calls and text messages. It is always a smart choice to invest in a prepaid plan that charges data per KB rather than MBs or more significant amounts.

Network Coverage

There are a number of mobile service providers in Canada, and they all use one of the three networks offered by Telus, Rogers or Bell. You can compare mobile plans based on their network coverage and whether they provide 3G or 4G.

International Calls, Coverage

Never forget to read the fine print details before subscribing to any prepaid mobile plan. Some service providers offer special international calling rates and even include special calling minutes for the popular destination, however international roaming is a different story. Yes, rates for prepaid roaming services are generally quite high, so make sure you choose carefully. 

So Summarizing Prepaid Mobile Plans,

  • They are flexible – you can use your phone or even get a new one
  • You can add services when you need them
  • You have the chance to change your plan anytime
  • Your prepaid mobile phone bill is never a surprise. There are no activation or cancellation or hidden charges

So what are you waiting for? Take complete control of your mobile spending by choosing the best prepaid mobile phone plan today.

Best Deals on No Contract Prepaid Cell Phone Plans Canada

Because of the growing market of cellular users with more straightforward needs such as primary calling and texting, prepaid cell phone plans are thriving. Prepaid plans or Pay-As-You-Go plans have emerged and have been an essential addition to cell phone plans and packages being offered by wireless companies.  

Prepaid cell phone plans in Canada are growing in number:

Most wireless and cellular service providers in Canada offer the Pre-Paid option where members get a SIM card and are spared from worries about connection charges, installation fees and credit checks. With the Pre-Paid option, customers have the flexibility to determine how long they would avail of the services provided by wireless service companies because they’re not bound by a contract. 

Conclusion

There is no arguing, Canadians are still struggling with providers’ excellent print-hidden fees, complex contracts and other intricacies. If you call Bell, Telus, Rogers and others now, you will get irresistible shots. Offerhub.ca lays everything bare for you.  The most popular phone providers in Canada have different characteristics. Sometimes they offer similar products. It is only after you have compared the rates that you see this in black and white. For example, the “Big Three” have unlimited internet countrywide, unlimited US calling add-on, and unlimited text messaging. 

1 Comment
  1. Just got plans for self & family.
    1. $8.49/Month. Unlimited Canada wide Calls + Unlimited Global Text.
    2. $18.99/Month. Unlimited Canada wide Calls + Unlimited Global Text + 1.5GB Data.
    Absolutely no quality or range or service issues.

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