Brim World Elite Mastercard Review


Interest Rate


Annual Fee


Balance Transfer


Card Type


Earn $500+ in first-time bonuses

Welcome Bonus

When you first sign-up with Brim World Elite Mastercard your first annual fee is waived. You’re also eligible to receive up to $500 worth of rewards with select purchases from Brim retail partners.
  • Up to 30% back in points with Brim Rewards
  • 0% foreign transaction fees
  • Contactless Pay with mobile wallets
  • Brim World Elite Mastercard Annual Fee of $199 will be waived for the first year of membership.
  • Extensive insurance for travel and mobile devices
  • No foreign transaction fees
  • Earn unlimited points and rewards
  • 2 reward points for every dollar spent

The Brim World Elite Mastercard wants to change how credit cards work. They are one of the few credit cards that don’t offer foreign transaction fees on international purchases. It comes with an annual fee of $199, which is waived in the first year with additional cards added at $50. The interest rate is 19.99% for purchases and balance transfers and 21.5% for cash advances.

When you use your credit card to earn points, you earn two points for every dollar you spend for the $25,000 in annual purchases. Once you have crossed the $25,000 line, you earn one point for $1 spent. Points or cash back rewards can be redeemed as a credit to your statement or to help pay for a purchase.

With the high income and spending requirements, this is a card for upper-middle-class people. The minimum income requirement is $80,000 for individuals and $150,000 for households. You also have to spend at least $15,000 a year. The travel benefits and insurance makes the Brim World Elite Mastercard perfect for travelers.

Brim World Elite Mastercard Details

  • Up to 2% cash back or reward points for $25,000 spent
  • An annual fee of $199 with additional cards at $50
  • An interest rate of 19.99% for purchases
  • An interest rate of 19.99% for balance transfers
  • An interest rate of 21.5% for cash advances
  • Ideal for higher-income cardholders who enjoy traveling

Brim World Elite Mastercard is Best Suited For

With the high annual fee, income, and spending requirements, the Brim World Elite Mastercard is a card best suited for people with higher income and who are ready to use their Brim credit card frequently enough to get to $15,000 spent annually.

The travel coverage and benefits include airport lounge access, travel and medical insurance, and complimentary wi-fi available around the world. These perks will make traveling much more enjoyable as you can access wi-fi from anyone and know that your travel plans are insured. The insurance benefits cover more than travel plans, ticket reimbursements are also covered if you need to cancel a sporting event or concert.

Brim World Elite Mastercard also makes it easy to control every aspect of your card from your phone. This makes it perfect for people with busy schedules who don’t have time to call their credit card company about their card. Instead, they can manage their card from wherever they are.

8 Total Score
Brim World Elite Mastercard Review

  • Extensive travel and medical insurance
  • Flexible rewards program
  • Free wi-fi around the world
  • Reimbursement for tickets
  • Complete digital control of card
  • High annual fee
  • High income and spending requirements
  • Not connected to a major bank
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