HSBC World Elite® Mastercard®

8/10

Interest Rate

19.9%

Annual Fee

$149

Balance Transfer

22.9%

Card Type

Travel Rewards

Earn up to 100,000 Points PLUS a full annual fee rebate for the Primary Cardholder for the first year

HSBC World Elite® Mastercard®

Welcome Bonus of 20,000 Points ($100 in travel rewards)
  • Welcome Bonus – 20,000 Points ($100 travel value)
  • Spend $6,000 in the first 180 days to earn an additional 50,000 Points ($250 travel value)
  • Earn 10,000 Points ($50 travel value) for adding your 1st Authorized User
  • Receive an additional 20,000 Points ($100 travel value) as an Anniversary Bonus
  • Primary Cardholder Annual Fee: $149
  • Annual Interest on Purchases: 19.9%
  • Annual Interest on Cash Advances and Balance Transfers: 22.9%
  • Authorized User Annual Fee: $50 Per Card

8 Total Score
HSBC World Elite® Mastercard® Review

PROS
  • Big welcome bonus
  • No foreign transaction fees
  • $100 annual travel enhancement credit
CONS
  • Requires $80,000 or $150,000 household income, or minimum of $400,000 in assets under management
  • Eligibility for HSBC World Elite Mastercard is subject to meeting qualification requirements
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