RBC Avion Visa Business

9/10

Interest Rate

19.99%

Annual Fee

$120

Balance Transfer

N/A

Card Type

Business, Rewards

Card Rewards

So, what do you get in return for your purchases in terms of points? RBC has kept it simple. For every $1 spent using the card, you’ll get one point. And, while it may not appear to be noteworthy, it is the value of these points that makes the difference.

RBC Rewards are among the most valuable incentives available.

There are a few different ways you can use them for travel. The RBC Avion Air Travel Redemption Schedule is the first. To fly to a specific place, this chart requires a specific number of points.

RBC Rewards points are earned simply by making purchases with your card and can be used to reward yourself, your staff, or to reinvest in your business.

The RBC Avion Visa Business offers the following rewards:

  • You’d receive 20,000 welcome points after enrolment
  • Shopping with your RBC card gives you bonus points
  • You can also redeem rewards by booking a flight on any airline of your choice using the Air Travel Redemption Schedule. You can make this booking at any time. RBC Rewards uses a special online booking tool powered by Orbitz.
  • RBC also offers certifications. With over 100 brands to pick from, you may treat yourself or make someone’s day with your points.
  • You can use your RBC Rewards to reduce the amount of credit card debt you have by paying down your RBC Rewards credit card balance and keeping more in your wallet.
  • Your RBC Rewards points give you access to the most up-to-date merchandise, but that’s just the beginning. You can use your points to contribute to your investments, purchase gift cards, pay bills, and so much more
  • You may use your points to pay for internet, TV, utilities, and other bills, which gives you more convenience and flexibility.

Other travel rewards include hotels, cruises, packaged holidays, and tours. Points can be redeemed online for tech products at Best Buy and Apple. Gift cards, exclusive merchandise items or RBC Financial Rewards can also be redeemed as part of the rewards program.

Benefits for Card

Some of the benefits of the RBC Avion Visa Business card are:

Credit Card Lock

You may temporarily lock your RBC credit card with the touch of a button. Simply log in to the RBC Mobile app, select the card you want to lock, and press “Lock Card”.

Get a great deal on car rentals at Hertz

Earn up to 30% off at Hertz for a limited time and double your RBC Rewards points.

It’s fast, secured, and convenient

Pay for small purchases using Visa payWave. Your tap of the card is all that’s needed to make a purchase.

You can effectively manage your card online

RBC Online Banking for business allows you to pay credit card bills and other accounts, check your transaction details and balances, and more.

You’re eligible for a discounted annual fee if you have multiple cards

When you add another Business Avion or Personal Avion card to your account, you will only have to pay $50 annually.

Optional extras

Optional Travel Insurance provides security when you travel.

Details and Eligibility

RBC Avion Visa Business card offers a premium rewards scheme that helps your business to get the flexibility of redeeming for travels, merchandise, and gifts cards. It also offers a means of payment using points. The following minimum criteria must be met before this card is issued.

  • The principal applicant must be 18 years of age or older and a Canadian resident;
  • The principal applicant must be an owner or sole proprietor of a business and/or an employee of an organization with annual revenues greater than $75,000;
  • The principal applicant may not be self-employed in a business that has annual revenues

Other key details about this Card are listed below.

  • An annual fee of $120
  • An additional card fee of $50
  • Has a purchase rate of 99%
  • Has an interest Free Grace Period of 17 day
  • Cash advance rate of 22.9%

Insurance coverage

The following are the insurance coverage while using RBC Avion Visa Business card.

  1. Extensive insurance protection

This includes trip cancellations, interruptions, retail purchases, and rental cars.

  1. Liability waiver

Protects you and your company from employee fraud and illegal charges.

  1. Purchase Security

For 90 days from the date of purchase, qualified business purchases charged to your RBC Avion Visa Business card are protected against theft, loss, or damage.

  1. Extended Warranty

Increases the original manufacturer’s warranty in Canada by up to one year, to a maximum of five years. All qualified business items purchased with your RBC Avion Visa Business card are protected under this valuable coverage.

  1. Improved Security and Fraud Protection

Your card is safe with RBC’s 24-hour global fraud detection, and Visa’s Zero Liability minimizes your liability for illegal card transactions if you secure your PIN and card. With every purchase, chip and PIN technology add an added layer of security.

Credit card FAQ

The Avion Visa Business card is a credit card that offers RBC Rewards® points, which can be redeemed for travel, merchandise, and gift cards. Points are calculated based on the amount of your eligible purchases and credited to your account every month.

Combine your RBC Rewards points earned on all employees’ RBC Avion Visa Business cards with your own, and use them to increase your point balance on both your business and personal RBC Avion cards.

RBC Royal Bank will issue an Avion Visa Business card only to individuals who have been approved by a credit bureau and meet the following criteria:

  • The principal applicant must be 18 years of age or older and a Canadian resident;
  • The principal applicant must be an owner or sole proprietor of a business and/or an employee of an organization with annual revenues greater than $75,000;
  • The principal applicant may not be self-employed in a business that has annual revenues
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RBC Avion Visa Business Review

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