The TD Aeroplan Visa Infinite Credit Card

8.5/10

Interest Rate

19.99%

Annual Fee

$139

Balance Transfer

N/A

Card Type

Travel Rewards

Earn up to 25,000 Aeroplan points and a bonus Buddy Pass

  • Earn up to 25,000 Aeroplan points and a bonus Buddy Pass. Plus, first year no Annual Fee. Conditions Apply. Must apply by March 6, 2022.
  • Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card
  • Earn an additional 15,000 Aeroplan points when you spend $1,000 within 90 days of Account opening
  • Rewards for every purchase
  • Excellent travel insurance coverage
  • Multiple ways to earn welcome bonus
  • Multiple redemption options
  • Air Canada baggage discount

The TD Aeroplan card will bring you real excitement every time you pay for groceries, gas or other selected products. Each dollar spent will earn you 1.5 Aeroplan miles. Signing up gives you a great start with a welcome bonus of 15,000 miles. You can later use travel rewards to travel around the world at great prices.

If you’re looking to start your Aeroplan mile bank, there’s nothing better than this credit card. With this Visa, you receive a welcome bonus of up to 30,000 miles and there’s no annual fee for the first year. The good news is that you can earn 15,000 points with your first purchase and if you keep your account in good standing for at least three months, you are eligible to receive an additional 10,000 points. If you are able to collect 25,000 Points, you will be able to fly to any location in North America from Canada. Here’s some more exciting news. If you are able to collect 15,000 points, you can easily fly to any short-haul location in North America. TD Credit Cards Aeroplan mile offers a strong rewards rate even for economy fares. When it comes to other credit card details, you can earn 1.5 points for every $1 spent on gas, grocery & drug stores. If you use your cards at Aeroplan partner locations, you can further boost your collection of travel points. In addition to great travel rewards, this credit card offers other perks such as:

  • Insurance protection
  • Medical insurance
  • Trip cancellation and interruption
  • Car rental
  • Baggage protection
  • Free lounge access
  • Priority check-ins and boarding
  • One free checked bag

The TD Aeroplan Visa Infinite card is certainly a smarter choice than West Jet World Elite MasterCard according to card users. Customers prefer to use Aeroplan card because it offers an amazing welcome bonus. Second, you can redeem your accumulated points to travel to more destinations. Not to forget, there are dozens of more opportunities to earn points with Aeroplan and you can use the points to upgrade your travel ticket to business and first class.

Signup/Welcome Bonus Offered

It is quite easy to earn your sign up/welcome bonus with this credit card. All you have to do is activate the card and make one purchase in the first three months to earn 10,000 bonus points. If you spend $1000 within the first 90 days, you’ll receive and additional 10,000 points and the Buddy Pass. If you also open a new TD Unlimited Chequing Account or TD All-Inclusive Banking Plan, you will receive an additional 10,000 points. In total, you can collect 30,000 bonus points and the Buddy pass, all within three months of signing up for this card.

The TD Aeroplan Visa Infinite card is one that you’ll have to qualify for. It requires an annual personal income of at least $60,000 or household income of $100,000 to be eligible. If you meet the requirements, you will have a credit limit of at least $5000. The points system is quite simple with this card. You can earn 1.5 points for every $1 spent on eligible gas and grocery purchases, as well as direct through Air Canada® purchases. All other purchases will earn you 1 point for every dollar spent.

While earning points will be a more gradual process than some other cards, the smaller discrepancy between purchase categories is ideal for more diverse spenders, since they will not be penalized for spending more on a lower earning category rather than a high earner.

The interest rates for this TD card are quite standard and are fairly comparable to similar rewards based cards. The standard interest rate on purchases is 19.99%, and the cash advance rate is 22.99%. The annual fee is approaching the higher end of the spectrum at $139 per year, and this is paid in a lump sum instead of being broken down into monthly payments.

Details Summary – The TD Aeroplan Visa Infinite

  • Interest Rate: 19.99%
  • Interest Rate Promo: N/A
  • Balance Transfer Rate: N/A
  • Balance Transfer Rate Promo: N/A
  • Cash Advance Rate: 22.99%
  • Cash Advance Rate Promo: N/A
  • Annual Fee: $139
  • Card Best Suited For: Frequent travelers, avid shoppers
  • Reward Type: Aeroplan points
  • Signup/Welcome Bonus Offers: Maximum of 30,000 points and Buddy Pass

The TD Aeroplan Visa Infinite – Card Best Suited For:

This TD Aeroplan Visa Infinite card is without a doubt designed with frequent travelers in mind. No matter how you are travelling, this card can save you money and earn you points at the same time. If you frequently drive across the border, the rebates you can receive on a NEXUS card every two years will come in very handy. When flying, you can save money in a couple of different ways. If your flights are booked through Air Canada, you and as many as 8 travel companions get your first bag up to 50 lbs checked for free. Once you get where you’re going, you can save on your car rental with discounts at both Avis Rent A Car and Budget Rent A Car.

Since every purchase will earn points no matter what category it is a part of, this card is also a great fit for big spenders. While you don’t get a lot of points per dollar spent, it does add up eventually, especially with big purchases. If you are an avid shopper and generally spend a lot of money shopping at various locations, using this card instead of your regular card will maximise your reward earnings.

If you love to travel and are a big spender, now is the best time to maximize your perks and privileges with the TD Aeroplan Visa Infinite Credit Card. With this credit card, you can avail a 65,000-mile welcome bonus. This offer has no minimum spending requirements. If you want to know more about the benefits that come with this TD Visa Privilege credit card, brace yourself as you’re surely going to enjoy this. The TD Aeroplan Infinite Privilege card is nothing less than a pure gold bomb. You get free lounge passes and free checked baggage while you travel. Not to forget, you will be impressed with the priority check-in status, priority boarding, as well as up to 50% discounts on companion tickets.

A Quick Reminder: TD Aeroplan Infinite Privilege Credit Card comes with an annual fee and a threshold for minimum annual household income. You are required to pay $399 annually and show an income of $200,000. The annual fee and income requirements might seem a turnoff, but actually, they’re not. In fact, the welcome mile bonus you get with the credit card is more than enough to make up for the annual fee! Those of you who are still not comfortable with the annual fee can have a look at the card’s other sibling – The TD Aeroplan Visa Infinite card which has no annual fee and comparable travel benefits.

Using Your TD Aeroplan Infinite Privilege Credit Card

This TD credit card allows you to earn 1.5 miles for every dollar spent on grocery, drugstore, gas and AirCanada.com purchases. The rate is almost the same what you would get for the TD Aeroplan Visa Infinite card. The Compelling Welcome Bonus Not many cards offer a 65,000 mile welcome bonus that too without any minimum spending requirement. With TD Aeroplan Infinite Privilege card, you get 25,000 miles with your first purchase. An additional 25,000 miles are made available if you maintain your account in a good standing for at least 90 days. What’s even better is that 5000 miles are added if you are an authorized user. Keeping your account in good standing for 12 months makes you eligible for an additional bonus of 10,000 miles. What can you do with the bonus you earn? Well, the first 50,000 miles can give you two long haul long trips to your favorite destinations anywhere in continental North America!

What Else Do You Get?

  • Free checked bag
  • Priority check-in
  • Priority boarding
  • Free visits to Priority Pass Lounge (maximum 6)
  • Free Priority Pass membership (worth $261)
  • You can get 4 one time guest passes for Air Canada Maple Leaf Loungein one year. This is applicable only if you are travelling on Air Canada operated Aeroplan Reward flight.
  • Comprehensive travel insurance which includes:
  • Travel medical
  • Trip cancellation & interruption
  • Delayed and lost baggage
  • Auto rental collision & loss
  • Purchase security
  • Extended warranty
  • Last, your Aeroplan Membership Card is valid at more than 150 retailers. All you have to do is use this TD AeroplanVISA Privilege Card for purchase.

This credit card also allows you to earn 50% discount on companion business class tickets. This is only applicable for Air Canada flights.

The Card has Annual Fee … Is It Still Worth It?

Well, the welcome bonus alone makes up for the $399 annual fee. Think about it this way. Let’s say each mile is worth $1.40 and you get 50,000 miles after 90 days. This means you get $700 worth of miles plus there are priority check-in, boarding and free checked bag (if you decide to redeem the bonus travel miles). Remember that we are not talking about the added benefits here. Being a TD Aeroplan Privilege Visa Cardholder, you get 10 free Priority lounge passes worth $50 each and free Fairmont President’s Club upgrades and night stays which are worth over $250.

8.5 Total Score
The TD Aeroplan Visa Infinite Review

PROS
  • Will help you save on baggage rates; up to 8 people you travel with get one bag checked for free on Air Canada flights
  • NEXUS rebate of $100 every 2 years
  • Receive discounts on car rentals through Avis Rent A Car and Budget Rent A Car
  • Earn points on every dollar spent
  • Incredibly comprehensive travel insurance
  • Not a lot of discrepancy in earn rates between different purchase categories
CONS
  • $75 fee for additional card holders
  • Requires annual personal income of $60,000 or annual household income of $100,000 to be eligible
  • Annual fee of $139 must be paid as a lump sum
  • Seniors (65+) only receive 4 days of travel insurance
OfferHub
Logo
Register New Account
Reset Password