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Best BMO Mortgage Rates Compared

BMO Bank of Montreal was started in 1817 as the first bank in Canada. Other than providing the first widely recognized currency in Canada, the bank has also played a crucial part in the development of the country.

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: BMO 1-year Fixed Mortgage Rate

Rate Term

1-Year-Fixed

Rate Type

Closed

Prepayment

20% / 20%

Mortgage Type

Conventional

Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK

Rate Hold Until

90 Days

Down Payment Required

20% or More

2.79%
×

BMO 1-year Fixed Mortgage Rate

2.79%

Rate Term 1-Year-Fixed
Closed
Mortgage Type 20% or More
Conventional

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Rate Hold: 90 Days
Down Payment: 20% or More

Specification: BMO 2-year Fixed Mortgage Rate

Rate Term

2-Year-Fixed

Rate Type

Closed

Prepayment

20% / 20%

Mortgage Type

Conventional

Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK

Rate Hold Until

90 Days

Down Payment Required

20% or More

2.94%
×

BMO 2-year Fixed Mortgage Rate

2.94%

Rate Term 2-Year-Fixed
Closed
Mortgage Type 20% or More
Conventional

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Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
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Rate Hold: 90 Days
Down Payment: 20% or More

Specification: BMO 3-year Fixed Mortgage Rate

Rate Term

3-Year-Fixed

Rate Type

Closed

Prepayment

20% / 20%

Mortgage Type

Conventional

Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK

Rate Hold Until

90 Days

Down Payment Required

20% or More

3.49%
×

BMO 3-year Fixed Mortgage Rate

3.49%

Rate Term 3-Year-Fixed
Closed
Mortgage Type 20% or More
Conventional

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Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
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0

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: BMO 4-year Fixed Mortgage Rate

Rate Term

4-Year-Fixed

Rate Type

Closed

Prepayment

20% / 20%

Mortgage Type

Conventional

Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK

Rate Hold Until

90 Days

Down Payment Required

20% or More

4.09%
×

BMO 4-year Fixed Mortgage Rate

4.09%

Rate Term 4-Year-Fixed
Closed
Mortgage Type 20% or More
Conventional

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Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
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0

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: BMO 5-year Fixed Mortgage Rate

Rate Term

5-Year-Fixed

Rate Type

Closed

Prepayment

20% / 20%

Mortgage Type

Conventional

Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK

Rate Hold Until

90 Days

Down Payment Required

20% or More

1.47%
×

BMO 5-year Fixed Mortgage Rate

1.47%

Rate Term 5-Year-Fixed
Closed
Mortgage Type 20% or More
Conventional

New Lock this rate form

Name(Required)
Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
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Rate Hold: 90 Days
Down Payment: 20% or More

Specification: BMO 6-year Fixed Mortgage Rate

Rate Term

6-Year-Fixed

Rate Type

Closed

Prepayment

20% / 20%

Mortgage Type

Conventional

Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK

Rate Hold Until

90 Days

Down Payment Required

20% or More

5.24%
×

BMO 6-year Fixed Mortgage Rate

5.24%

Rate Term 6-Year-Fixed
Closed
Mortgage Type 20% or More
Conventional

New Lock this rate form

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Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
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0

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: BMO 7-year Fixed Mortgage Rate

Rate Term

7-Year-Fixed

Rate Type

Closed

Prepayment

20% / 20%

Mortgage Type

Conventional

Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK

Rate Hold Until

90 Days

Down Payment Required

20% or More

5.40%
×

BMO 7-year Fixed Mortgage Rate

5.40%

Rate Term 7-Year-Fixed
Closed
Mortgage Type 20% or More
Conventional

New Lock this rate form

Name(Required)
Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
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0

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: BMO 10-year Fixed Mortgage Rate

Rate Term

10-Year-Fixed

Rate Type

Closed

Prepayment

20% / 20%

Mortgage Type

Conventional

Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK

Rate Hold Until

90 Days

Down Payment Required

20% or More

5.80%
×

BMO 10-year Fixed Mortgage Rate

5.80%

Rate Term 10-Year-Fixed
Closed
Mortgage Type 20% or More
Conventional

New Lock this rate form

Name(Required)
Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
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0

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: BMO 3-year Variable Mortgage Rate

Rate Term

3-Year-Variable

Rate Type

Open

Prepayment

20% / 20%

Mortgage Type

Conventional

Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK

Rate Hold Until

90 Days

Down Payment Required

20% or More

4.15%
×

BMO 3-year Variable Mortgage Rate

4.15%

Rate Term 3-Year-Variable
Open
Mortgage Type 20% or More
Conventional

New Lock this rate form

Name(Required)
Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
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0

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: BMO 5-Year Variable-Closed Mortgage Rate

Rate Term

5-Year-Variable

Rate Type

Closed

Mortgage Type

Conventional

Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK

Rate Hold Until

90 Days

Down Payment Required

20% or More

1.98%
×

BMO 5-Year Variable-Closed Mortgage Rate

1.98%

Rate Term 5-Year-Variable
Closed
Mortgage Type 20% or More
Conventional

New Lock this rate form

Name(Required)
Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
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0

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: BMO 6-Months Fixed-Open Mortgage Rate

Rate Term

6-Months

Rate Type

Open

Mortgage Type

Conventional

Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK

Rate Hold Until

90 Days

Down Payment Required

20% or More

7.25%
×

BMO 6-Months Fixed-Open Mortgage Rate

7.25%

Rate Term 6-Months
Open
Mortgage Type 20% or More
Conventional

New Lock this rate form

Name(Required)
Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
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0

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: BMO 5-year Variable Mortgage Rate – High-Ratio

Rate Term

5-Year-Variable

Rate Type

Closed

Prepayment

20% / 20%

Mortgage Type

Conventional

Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK

Rate Hold Until

90 Days

Down Payment Required

20% or More

1.98%
×

BMO 5-year Variable Mortgage Rate - High-Ratio

1.98%

Rate Term 5-Year-Variable
Closed
Mortgage Type 20% or More
Conventional

New Lock this rate form

Name(Required)
Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: BMO 5-year Fixed Mortgage Rate

Rate Term

5-Year-Fixed

Rate Type

Closed

Prepayment

20% / 20%

Mortgage Type

Conventional

Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK

Rate Hold Until

90 Days

Down Payment Required

20% or More

3.93%
×

BMO 5-year Fixed Mortgage Rate

3.93%

Rate Term 5-Year-Fixed
Closed
Mortgage Type 20% or More
Conventional

New Lock this rate form

Name(Required)
Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0

Best BMO Mortgage Rates

Offerhub.ca finds you the best mortgage rates by BMO Bank of Montreal. BMO offers low-interest mortgage rates for short or long term mortgages. Compare the best variable or fixed rate mortgages by BMO. A right mortgage rate in can help you save thousands of dollars over the term of your mortgage. Calculate your down payment and monthly mortgage payments with our mortgage payment calculators.

With a presence in Canada and the rest of North America, the bank carries the name BMO Financial Group but retains BMO Bank of Montreal for its Canadian clients. The bank offers a wide range of financial services to its clients. The services are categorized as personal & commercial banking, wealth management, and BMO capital markets.

A board of directors, whose mandate is to fulfill the interests of stakeholders by maintaining corporate governance standards and best practices, heads BMO Bank of Montreal. The head office of BMO Bank of Montreal is on saint Jacques Street in Montreal. However, the bank’s President, Chairman and several other executives are based at First Canadian place in Toronto.

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