Best RBC (Royal Bank of Canada) GIC Rates

RBC offers both redeemable and non-redeemable GICs with rates that are on a par with its competitors. With non-redeemable GICs that pay interest upon maturity, clients can have the option to pick a short-term investment period of 364 days or fewer. It’s also possible to prolong your term duration to one or 10 years if you choose to collect interest monthly, semi-annually, or annually. This option is available to both redeemable and non-redeemable GICs.
RBC Royal Bank 90 Day GIC
0

Specification: RBC Royal Bank 90 Day GIC

Additional
GIC Term 90-Days
Insurance CDIC Insured
Minimum Investment $5, 000
GIC Type Non-Registered
Interest Paid Annually
0.35%
RBC Royal Bank USD 90 Day Term Deposit
0

Specification: RBC Royal Bank USD 90 Day Term Deposit

Additional
GIC Term 90-Days
Insurance CDIC Insured
Minimum Investment $5, 000
GIC Type Non-Registered
Interest Paid Montly
0.15%
RBC Royal Bank USD 120 Day Term Deposit
0

Specification: RBC Royal Bank USD 120 Day Term Deposit

Additional
GIC Term 120-Days
Insurance CDIC Insured
Minimum Investment $5, 000
GIC Type Non-Registered
Interest Paid Montly
0.20%
RBC Royal Bank 180 Day GIC
0

Specification: RBC Royal Bank 180 Day GIC

Additional
GIC Term 180-Days
Insurance CDIC Insured
Minimum Investment $5, 000
GIC Type Non-Registered
Interest Paid Annually
0.45%
RBC Royal Bank Redeemable 180 Day GIC
0

Specification: RBC Royal Bank Redeemable 180 Day GIC

Additional
GIC Term 180-Days
Insurance CDIC Insured
Minimum Investment $5, 000
GIC Type Non-Registered
Interest Paid Annually
0.20%
RBC Royal Bank USD 180 Day Term Deposit
0

Specification: RBC Royal Bank USD 180 Day Term Deposit

Additional
GIC Term 180-Days
Insurance CDIC Insured
Minimum Investment $5, 000
GIC Type Non-Registered
Interest Paid Montly
0.30%
RBC Royal Bank 270 Day GIC
0

Specification: RBC Royal Bank 270 Day GIC

Additional
GIC Term 9-Months
Insurance CDIC Insured
Minimum Investment $5, 000
GIC Type Non-Registered
Interest Paid Annually
0.45%
RBC Royal Bank Redeemable 270 Day GIC
0

Specification: RBC Royal Bank Redeemable 270 Day GIC

Additional
GIC Term 9-Months
Insurance CDIC Insured
Minimum Investment $5, 000
GIC Type Non-Registered
Interest Paid Annually
0.25%
RBC Royal Bank USD 270 Day Term Deposit
0

Specification: RBC Royal Bank USD 270 Day Term Deposit

Additional
GIC Term 9-Months
Insurance CDIC Insured
Minimum Investment $5, 000
GIC Type Non-Registered
Interest Paid Montly
0.35%
RBC Royal Bank 7 Year GIC
0

Specification: RBC Royal Bank 7 Year GIC

Additional
GIC Term 7-Years
Insurance CDIC Insured
Minimum Investment $1, 000
GIC Type Non-Registered
Interest Paid Annually
2.30%
RBC Royal Bank Redeemable 7 Year GIC
0

Specification: RBC Royal Bank Redeemable 7 Year GIC

Additional
GIC Term 7-Years
Insurance CDIC Insured
Minimum Investment $1, 000
GIC Type Non-Registered
Interest Paid Annually
2.05%
RBC Royal Bank 1 Year GIC
0

Specification: RBC Royal Bank 1 Year GIC

Additional
GIC Term 1-Year
Insurance CDIC Insured
Minimum Investment $1, 000
GIC Type Non-Registered
Interest Paid Annually
1.65%
RBC Royal Bank Redeemable 1 Year GIC
0

Specification: RBC Royal Bank Redeemable 1 Year GIC

Additional
GIC Term 1-Year
Insurance CDIC Insured
Minimum Investment $1, 000
GIC Type Non-Registered
Interest Paid Annually
1.40%
RBC Royal Bank 1 Year Cashable GIC
0

Specification: RBC Royal Bank 1 Year Cashable GIC

Additional
GIC Term 1-Year
Insurance CDIC Insured
Minimum Investment $1, 000
GIC Type Non-Registered
Interest Paid Annually
0.50%
RBC Royal Bank USD 1 Year Term Deposit
0

Specification: RBC Royal Bank USD 1 Year Term Deposit

Additional
GIC Term 1-Year
Insurance CDIC Insured
Minimum Investment $5, 000
GIC Type Non-Registered
Interest Paid Annually
0.35%
RBC Royal Bank 10 Year GIC
0

Specification: RBC Royal Bank 10 Year GIC

Additional
GIC Term 10-Years
Insurance CDIC Insured
Minimum Investment $1, 000
GIC Type Non-Registered
Interest Paid Annually
2.40%
RBC Royal Bank Redeemable 10 Year GIC
0

Specification: RBC Royal Bank Redeemable 10 Year GIC

Additional
GIC Term 10-Years
Insurance CDIC Insured
Minimum Investment $1, 000
GIC Type Non-Registered
Interest Paid Annually
2.15%
RBC Royal Bank 5-Year Day GIC
0

Specification: RBC Royal Bank 5-Year Day GIC

Additional
GIC Term 2-Months
Insurance CDIC Insured
Minimum Investment $5, 000
GIC Type Non-Registered
Interest Paid Annually
0.35%
RBC Royal Bank Redeemable 5-Year Day GIC
0

Specification: RBC Royal Bank Redeemable 5-Year Day GIC

Additional
GIC Term 2-Months
Insurance CDIC Insured
Minimum Investment $5, 000
GIC Type Non-Registered
Interest Paid Annually
0.10%
RBC Royal Bank USD 5-Year Day Term Deposit
0

Specification: RBC Royal Bank USD 5-Year Day Term Deposit

Additional
GIC Term 2-Months
Insurance CDIC Insured
Minimum Investment $5, 000
GIC Type Non-Registered
Interest Paid Montly
0.05%
RBC Royal Bank 2 Year GIC
0

Specification: RBC Royal Bank 2 Year GIC

Additional
GIC Term 2-Years
Insurance CDIC Insured
Minimum Investment $1, 000
GIC Type Non-Registered
Interest Paid Annually
1.75%
RBC Royal Bank Redeemable 2 Year GIC
0

Specification: RBC Royal Bank Redeemable 2 Year GIC

Additional
GIC Term 2-Years
Insurance CDIC Insured
Minimum Investment $1, 000
GIC Type Non-Registered
Interest Paid Annually
1.50%
RBC Royal Bank USD 2 Year Term Deposit
0

Specification: RBC Royal Bank USD 2 Year Term Deposit

Additional
GIC Term 2-Years
Insurance CDIC Insured
Minimum Investment $5, 000
GIC Type Non-Registered
Interest Paid Annually
0.45%
RBC Royal Bank 30 Day GIC
0

Specification: RBC Royal Bank 30 Day GIC

Additional
GIC Term 30-Days
Insurance CDIC Insured
Minimum Investment $5, 000
GIC Type Non-Registered
Interest Paid Annually
0.20%
RBC Royal Bank USD 30 Day Term Deposit
0

Specification: RBC Royal Bank USD 30 Day Term Deposit

Additional
GIC Term 30-Days
Insurance CDIC Insured
Minimum Investment $5, 000
GIC Type Non-Registered
Interest Paid Montly
0.02%
RBC Royal Bank 3 Year GIC
0

Specification: RBC Royal Bank 3 Year GIC

Additional
GIC Term 3-Years
Insurance CDIC Insured
Minimum Investment $1, 000
GIC Type Non-Registered
Interest Paid Annually
2.00%
RBC Royal Bank Redeemable 3 Year GIC
0

Specification: RBC Royal Bank Redeemable 3 Year GIC

Additional
GIC Term 3-Years
Insurance CDIC Insured
Minimum Investment $1, 000
GIC Type Non-Registered
Interest Paid Annually
1.75%
RBC Royal Bank 3 Year Cashable RateAdvantage GIC
0

Specification: RBC Royal Bank 3 Year Cashable RateAdvantage GIC

Additional
GIC Term 3-Years
Insurance CDIC Insured
Minimum Investment $1, 000
GIC Type Non-Registered
Interest Paid Annually
3.00%
RBC Royal Bank 3 Year RateAdvantage GIC
0

Specification: RBC Royal Bank 3 Year RateAdvantage GIC

Additional
GIC Term 3-Years
Insurance CDIC Insured
Minimum Investment $1, 000
GIC Type Non-Registered
Interest Paid Annually
1.85%
RBC Royal Bank USD 3 Year Term Deposit
0

Specification: RBC Royal Bank USD 3 Year Term Deposit

Additional
GIC Term 3-Years
Insurance CDIC Insured
Minimum Investment $5, 000
GIC Type Non-Registered
Interest Paid Annually
0.50%

Best GIC rates by RBC

RBC has one of the best GIC rates across Canada. However, it’s important to remember that the GIC options of different financial institutions vary greatly not only in terms of interest rates but also in term duration. It’s best to explore your options with GIC comparison tools such as CompareMyRates.ca to make an informed decision.

About RBC

Royal Bank of Canada (RBC) is among the big five banks in the country. Apart from the standard banking services and products, RBC offers investment options as well. RBC is the largest bank in Canada and boasts of the largest ATM and branch network across the country. This financial institution has invested greatly in enabling remote access to its services and offers online, mobile, and telephone banking.

RBC Product Comparison

RBC offers standard banking products such as checking & savings accounts, mortgages, loans and credit cards. RBC Investments offer competitive interest rates on GICs, TFSA, RRSP etc. RBC also provides its clients with the option to pick tiered and fixed rates on its savings accounts. RBC Insurance is also the largest Canadian bank-owned insurance organization providing life, health, travel, home and auto insurance products.
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