Best Scotiabank Credit Cards

Scotiabank offers long list credit cards that serve the different financial needs that Canadians have today. Whether you’re looking for travel rewards, loyalty program rewards, or cash back, all you need to do is add your credit score, select the type of card you are looking for to compare all Scotiabank cards that match your needs, and apply for the one that is right for you.

  • Receive five Scotia Rewards points for each dollar spent at eligible grocery stores, fast food, bars, or restaurants. Additionally, earn five points for each dollar spent on eligible movies, theatres, and ticket purchases.
  • Earn one Scotia Rewards point for each dollar spent on every other purchase.
  • Up to 40,000 welcome bonus points that add up to C$400 in travel money.

Specification: Scotiabank Gold American Express® Card

Annual Fees

$120

Interest Rate

19.99%

Balance Transfer

22.99%

Cash Advance

22.99%

Network
Card Type

Cashback

Earn 20,000 bonus Scotia Rewards points with your first $1,000 in everyday purchases in the first 3 months.1
0

Specification: Scotia Momentum® Visa Infinite* Card

Annual Fees

$120

Interest Rate

20.99%

Balance Transfer

22.99%

Cash Advance

22.99%

Network
Card Type

Cashback

0

Earn 2,500 bonus SCENE points for everyday purchases of $ 500 in the first three months

Specification: Scotiabank SCENE®* Visa* Card

Annual Fees

$0

Interest Rate

19.99%

Balance Transfer

22.99%

Cash Advance

22.99%

Network
Card Type

Cashback, Travel Rewards

0

7.99% introductory interest rate on purchases for the first 6 months (19.99% after that)

Specification: Scotia Momentum® Mastercard®* Credit Card

Annual Fees

$0

Interest Rate

19.99%

Balance Transfer

22.99%

Cash Advance

22.99%

Network
Card Type

Cashback, Travel Rewards

0

2.99% introductory interest rate on balance transfers for the first 6 months

Specification: Scotia Momentum® Visa* Card

Annual Fees

$39

Interest Rate

19.99%

Balance Transfer

22.99%

Cash Advance

22.99%

Network
Card Type

Cashback, Travel Rewards

0

Scotiabank is offering an American Express Card that gives customers plenty of ways to earn and redeem Scotia Rewards points. Points can be earned and spent both at home and abroad. The card also offers peace of mind to the user by making available different insurance protections.

Specification: Scotiabank American Express® Card

Annual Fees

$0

Interest Rate

19.99%

Balance Transfer

22.99%

Cash Advance

22.99%

Network
Card Type

Cashback, Travel Rewards

0

Earn 30,000 bonus Scotia Rewards points upon first purchase

Specification: Scotiabank Platinum American Express® Card

Annual Fees

$399

Interest Rate

19.99%

Balance Transfer

22.99%

Cash Advance

22.99%

Network
Card Type

Cashback, Travel Rewards

0

Get 5,000  bonus Scotia Rewards points  on your first purchase

Specification: ScotiaGold Passport® Visa* Card

Annual Fees

$110

Interest Rate

19.99%

Balance Transfer

22.99%

Cash Advance

22.99%

Network
Card Type

Cashback

0

Earn up to 5% in GM Earnings1 on the first $10,000 of everyday purchases annually 5%

Specification: Scotiabank® GM®* Visa Infinite* Card

Annual Fees

$79

Interest Rate

19.99%

Balance Transfer

22.99%

Cash Advance

22.99%

Network
Card Type

Cashback

0

Earn up to 5% in GM Earnings1 on the first $10,000 of everyday purchases annually 5%

Specification: Scotiabank® L’earn™ Visa* Card

Annual Fees

$0

Interest Rate

19.99%

Balance Transfer

22.99%

Cash Advance

22.99%

Network
Card Type

Cashback

0

Earn 5% in GM Earnings1 on the first $5,000 spent annually, and 2% thereafter

Specification: Scotiabank SCENE®* Visa* Card-Student

Annual Fees

$0

Interest Rate

19.99%

Balance Transfer

22.99%

Cash Advance

22.99%

Network
Card Type

Cashback

0

Earn up to 5% in GM Earnings1 on the first $5,000 spent annually, and 2% thereafter

Specification: Scotiabank® GM®* Visa

Annual Fees

$0

Interest Rate

19.99%

Balance Transfer

22.99%

Cash Advance

22.99%

Network
Card Type

Cashback, No Annual Fee

0
  • Introductory 3.99% interest rate on Balance Transfers for the first six months†.
  • 16.99% after the introductory rate
  • Pay down balances faster
  • Simplify your monthly payments

Specification: Scotiabank Value® No-Fee Visa* Card

Annual Fees

$0

Interest Rate

16.99%

Balance Transfer

16.99%

Cash Advance

22.99%

Network
Card Type

Low Interest, No Annual Fee

0

Specification: Scotiabank Value® Visa* Card

Annual Fees

$29

Interest Rate

12.99%

Balance Transfer

12.99%

Cash Advance

12.99%

Network
Card Type

Balance Transfer, Low Interest, No Annual Fee

0

Specification: Scotia Momentum No-Fee VISA* card

Annual Fees

$0

Interest Rate

19.99%

Balance Transfer

22.99%

Cash Advance

22.99%

Network
Card Type

Cashback, No Annual Fee

0
  • No foreign transaction fees
  • Impressive, industry-leading insurance coverage
  • Interest rates are competitive
  • Up to 6 stays in an airport lounge per year

Specification: Scotiabank Passport™ Visa Infinite* Card

Annual Fees

$139

Interest Rate

19.99%

Cash Advance

22.99%

Network
Card Type

Travel Rewards

0

Earn 30,000 bonus Scotia Rewards points upon first purchase

Specification: American Express Platinum Card®

Annual Fees

$550

Interest Rate

30.00%

Cash Advance

22.99%

Network
Card Type

Cashback, Travel Rewards

0

Scotiabank Credit Cards Overview

The Bank of Nova Scotia, commonly known as Scotiabank has a very rich history. Founded in Nova Scotia back in 1832, the bank quickly expanded throughout the region. Then, in 1882 Scotiabank started to increase its reach by expanding further and further. Now, Scotiabank markets itself as ‘Canada’s most international bank’ and has spread through Latin America, the Caribbean, Europe and India so as a customer you can be assured you will find a branch near you.

Being the 3rd largest financial institution in Canada, Scotiabank is equipped to offer its customers a wide variety of Visa and Amex products. Using the comparison tools on Offerhub.ca, you will be able to find a Scotia credit card that will suit your needs perfectly.

Scotiabank offers long list credit cards that serve the different financial needs that Canadians have today. Whether you are looking for cash back or rewards cards, Scotiabank has something to offer.

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