Best Scotiabank Mortgage Rates in Canada

Whether you’re buying your first home, another property or purchasing a home for retirement and need guidance, Offerhub.ca has all the conveniences you require to make an informed and well-researched decision. If your preference is to obtain a Scotiabank mortgage, we connect you with mortgage brokers who will work on your behalf and assist you in deciding the best option. Or let us do the work for you, by answering a few simple questions and requesting a quote, we will find you a mortgage broker who will best suit your requirements.

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: Scotiabank 3-year Fixed Mortgage Rate

Rate Term

3-Year-Fixed

Rate Type

Closed

Prepayment

20% / 20%

Mortgage Type

Conventional

Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK

Rate Hold Until

90 Days

Down Payment Required

20% or More

3.49%
×

Scotiabank 3-year Fixed Mortgage Rate

-
Rate Term 3-Year-Fixed
Closed
Mortgage Type 20% or More
Conventional
Prepayment 20% / 20%

Lock This Rate

Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
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1

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: Scotiabank 1-year Fixed Mortgage Rate

Rate Term

1-Year-Fixed

Rate Type

Closed

Prepayment

20% / 20%

Mortgage Type

Conventional

Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK

Rate Hold Until

90 Days

Down Payment Required

20% or More

2.79%
×

Scotiabank 1-year Fixed Mortgage Rate

-
Rate Term 1-Year-Fixed
Closed
Mortgage Type 20% or More
Conventional
Prepayment 20% / 20%

Lock This Rate

Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: Scotiabank 2-year Fixed Mortgage Rate

Rate Term

2-Year-Fixed

Rate Type

Closed

Prepayment

20% / 20%

Mortgage Type

Conventional

Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK

Rate Hold Until

90 Days

Down Payment Required

20% or More

2.89%
×

Scotiabank 2-year Fixed Mortgage Rate

-
Rate Term 2-Year-Fixed
Closed
Mortgage Type 20% or More
Conventional
Prepayment 20% / 20%

Lock This Rate

Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: Scotiabank 4-year Fixed Mortgage Rate

Rate Term

4-Year-Fixed

Rate Type

Closed

Prepayment

20% / 20%

Mortgage Type

Conventional

Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK

Rate Hold Until

90 Days

Down Payment Required

20% or More

3.89%
×

Scotiabank 4-year Fixed Mortgage Rate

-
Rate Term 4-Year-Fixed
Closed
Mortgage Type 20% or More
Conventional
Prepayment 20% / 20%

Lock This Rate

Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: Scotiabank 5-year Fixed Mortgage Rate

Rate Term

5-Year-Fixed

Rate Type

Closed

Prepayment

20% / 20%

Mortgage Type

Conventional

Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK

Rate Hold Until

90 Days

Down Payment Required

20% or More

4.79%
×

Scotiabank 5-year Fixed Mortgage Rate

-
Rate Term 5-Year-Fixed
Closed
Mortgage Type 20% or More
Conventional
Prepayment 20% / 20%

Lock This Rate

Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: Scotiabank 7-year Fixed Mortgage Rate

Rate Term

7-Year-Fixed

Rate Type

Closed

Prepayment

20% / 20%

Mortgage Type

Conventional

Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK

Rate Hold Until

90 Days

Down Payment Required

20% or More

5.29%
×

Scotiabank 7-year Fixed Mortgage Rate

-
Rate Term 7-Year-Fixed
Closed
Mortgage Type 20% or More
Conventional
Prepayment 20% / 20%

Lock This Rate

Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: Scotiabank 10-year Fixed Mortgage Rate

Rate Term

10-Year-Fixed

Rate Type

Closed

Prepayment

20% / 20%

Mortgage Type

Conventional

Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK

Rate Hold Until

90 Days

Down Payment Required

20% or More

5.69%
×

Scotiabank 10-year Fixed Mortgage Rate

-
Rate Term 10-Year-Fixed
Closed
Mortgage Type 20% or More
Conventional
Prepayment 20% / 20%

Lock This Rate

Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: Scotiabank 3-year Variable Mortgage Rate

Rate Term

3-Year-Variable

Rate Type

Closed

Prepayment

20% / 20%

Mortgage Type

Conventional

Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK

Rate Hold Until

90 Days

Down Payment Required

20% or More

3.35%
×

Scotiabank 3-year Variable Mortgage Rate

-
Rate Term 3-Year-Variable
Closed
Mortgage Type 20% or More
Conventional
Prepayment 20% / 20%

Lock This Rate

Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: Scotiabank 5-year Variable Mortgage Rate

Rate Term

5-Year-Variable

Rate Type

Closed

Prepayment

20% / 20%

Mortgage Type

Conventional

Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK

Rate Hold Until

90 Days

Down Payment Required

20% or More

2.65%
×

Scotiabank 5-year Variable Mortgage Rate

-
Rate Term 5-Year-Variable
Closed
Mortgage Type 20% or More
Conventional
Prepayment 20% / 20%

Lock This Rate

Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: Scotiabank 1-year Fixed Mortgage Rate

Rate Term

1-Year-Fixed

Rate Type

Open

Prepayment

20% / 20%

Mortgage Type

Conventional

Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK

Rate Hold Until

90 Days

Down Payment Required

20% or More

2.79%
×

Scotiabank 1-year Fixed Mortgage Rate

-
Rate Term 1-Year-Fixed
Open
Mortgage Type 20% or More
Conventional
Prepayment 20% / 20%

Lock This Rate

Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: Scotiabank 6-Months Fixed-Open Mortgage Rate

Rate Term

6-Months

Rate Type

Open

Mortgage Type

Conventional

Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK

Rate Hold Until

90 Days

Down Payment Required

20% or More

5.75%
×

Scotiabank 6-Months Fixed-Open Mortgage Rate

-
Rate Term 6-Months
Open
Mortgage Type 20% or More
Conventional
Prepayment -

Lock This Rate

Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0

Rate Hold: 90 Days
Down Payment: 20% or More

Specification: Scotiabank 5-Year Variable-Open Mortgage Rate

Rate Term

5-Year-Variable

Rate Type

Open

Mortgage Type

Conventional

Province

AB, BC, MB, NB, NL, NS, NT, ON, PEI, QC, SK

Rate Hold Until

90 Days

Down Payment Required

20% or More

5.75%
×

Scotiabank 5-Year Variable-Open Mortgage Rate

-
Rate Term 5-Year-Variable
Open
Mortgage Type 20% or More
Conventional
Prepayment -

Lock This Rate

Terms and conditions may apply. Promotional rates only for high-ratio insured mortgages with LTV > 80%.
Get This Rate
0

About Scotiabank

The Bank of Nova Scotia, operating as Scotiabank, the 3rd largest bank in Canada is one of the best financial institutions in North America today. With about 90,000 employees around the globe, the bank has rapidly grown since its first branch in Halifax, Nova Scotia way back in 1832. Scotiabank and its affiliates are now catering to more than 23 million clients in over 50 countries, offering a great variety of personal and corporate financing products, including loan, insurance, investment and other banking offers and services.

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